Estudio de prefactibilidad de la creación de una empresa de seguridad informática especializada en el sector financiero.

Abstract

El presente estudio tiene como objetivo determinar la viabilidad económica y financiera para constituir una empresa dedicada a brindar seguridad informática de manera especializada al sector financiero en la República Constitucional del Perú. La idea consiste en implementar un local donde se investigue temas relacionados a la seguridad informática dando prioridad a los casos particulares que vive el sector financiero, así mismo se brindarán los servicios de consultoría, desarrollo de software, mantenimiento de software, auditoría y help desk con la garantía, seguridad y confianza requerida, esto se realizada con la finalidad de ganar prestigio mientras se escala en el tipo de empresas. La empresa en proyecto tendrá una capacidad máxima de 92 servicios (consultoría, desarrollo de software, mantenimiento de software, auditoría y help desk) comenzando el primer periodo con el 12.02% del mercado objetivo (765 servicios), para lo cual se requerirá una inversión de S/.762,462.91, este monto será financiado en un 70% con aporte propio y en un 30% con préstamo bancario teniendo como cifras S/.533,724.04 y S/.228,738.87 respectivamente. El presente proyecto tiene un horizonte de evaluación de 05 años, siendo el costo de oportunidad de capital del inversionista de 11.61%, con un B/C de 2.99x. El encargado de poner en marcha el presente proyecto es el bachiller de la carrera de Administración de Empresas de la Universidad Privada del Norte de la ciudad de Trujillo, departamento de La Libertad: Italo Tresierra. La presente investigación concluye que el proyecto es rentable dado que el VANE Real es de S/.675,613.66 y el VANF Real de S/.675,185.80, considerando un costo promedio ponderado de capital (WACC) del 11.64%. La TIRE Real es de 33.91% y la TIRF Real de 40.29%, siendo ambas, tasas superiores al CCPP. The present study aims to determine the economic and financial feasibility to form a company dedicated to offer specialized security information to the financial sector in Peru's Constitutional Republic. The idea is to implement a local where to investigate issues related to security information by giving priority to particular cases experienced by the financial sector, and it will provide consulting services, software development, software maintenance, auditing and help desk with the assurance, security and trust required, this will be done in order to gain prestige while climbing on the type of companies. The joint project will have a maximum of 92 services (consulting, software development, software maintenance, auditing and help desk) starting the first period to 12.02% of the target market (765 services), for which investment may be required of S/.762,462.91, this amount will be funded 70% with local contribution and a 30% bank loan figures given as S/.533,724.04 and S/.228,738.87 respectively. This project has an evaluation horizon of 05 years, being the investor opportunity cost of capital of 11.61% with a B/C of 2.99x. The responsible for implementing this project is the bachelor of business administration career at the University of North Private in Trujillo at La Libertad department: Italo Tresierra. This research concludes that the project is profitable, since the Real ENPV S/.675,613.66 and the Real FNPV S/.675,185.80, assuming a weighted average cost of capital (WACC) of 11.64%. The Real EIRR is 33.91% and the Real FIRR 40.29%, with both rates higher than WACC.

The present study aims to determine the economic and financial feasibility to form a company dedicated to offer specialized security information to the financial sector in Peru's Constitutional Republic. The idea is to implement a local where to investigate issues related to security information by giving priority to particular cases experienced by the financial sector, and it will provide consulting services, software development, software maintenance, auditing and help desk with the assurance, security and trust required, this will be done in order to gain prestige while climbing on the type of companies. The joint project will have a maximum of 92 services (consulting, software development, software maintenance, auditing and help desk) starting the first period to 12.02% of the target market (765 services), for which investment may be required of S/.762,462.91, this amount will be funded 70% with local contribution and a 30% bank loan figures given as S/.533,724.04 and S/.228,738.87 respectively. This project has an evaluation horizon of 05 years, being the investor opportunity cost of capital of 11.61% with a B/C of 2.99x. The responsible for implementing this project is the bachelor of business administration career at the University of North Private in Trujillo at La Libertad department: Italo Tresierra. This research concludes that the project is profitable, since the Real ENPV S/.675,613.66 and the Real FNPV S/.675,185.80, assuming a weighted average cost of capital (WACC) of 11.64%. The Real EIRR is 33.91% and the Real FIRR 40.29%, with both rates higher than WACC.